Insurance Consultant, second generation insurance expert, author, lecturer, counselor to business and industry

David A. Bardes has extensive life insurance consulting practice and expertise spanning more than 25 years. His clients include the country's largest public companies, private companies, and public sector entities including the Senate Finance Committee and the US Supreme Court. Mr. Bardes has saved his clients tens of millions of dollars in unnecessary waste and improved efficiency. Some of his personal clients include Forbes' wealthiest families. An industry leader and lecturer, Mr. Bardes has been featured on World Business News, Advanced Association of Life Underwriters, Employee Benefit Advisor, Employee Benefit News, National Association of Life Underwriters, National Underwriter, Financial Planning Magazine, Life Association News, LIFEtimes, Million Dollar Round Table, The Twenty Five Million Dollar Round Table, Computer Savy, and PC Magazine. An avid mathematical computer programmer, Mr. Bardes' financial software has been widely used worldwide and includes several patents. Founder of LifeInsuranceConsulting.com, Mr. Bardes is the President and CEO of Bardes Consulting, Inc.

"David Bardes is one individual you will not only take note of but take notes from . . ."
Benefits Director, State County

"A dynamic young man . . . a highly enlightened leader. . ."
CEO, Fortune 100 Company

"He gives extremely practical solutions to complex problems."
Vice President of HR, Private Company

"He not only shows you the problem, but tells you the solution, and even follows through by performing the solution."
Vice President of HR, Fortune 50 Company

"You really need to hear what he has to say."
Business World News, Hollywood, CA

In June of 2000, David Bardes left the 101st floor of the World Trade Center 2 to enter private practice. Today, Bardes Consulting provides advanced life insurance consulting services. On a fee only basis, David Bardes provides services to individuals; trust departments, corporations, charitable organizations, attorneys, accountants and trustees of TOLI and ILIT's.

A life insurance analytic, speaker, author, and advanced mathematician, David Bardes provides invaluable expertise on the appropriateness, suitability, performance projections, and funding targets of Whole Life, Universal Life, and Variable Life insurance policies owned individually, in trust vehicles, or corporately.

Bardes produces Reports and Recommendations that satisfy fiduciary requirements and legal protections for parties responsible for the maintenance and servicing of life insurance contracts. Bardes has developed his own patent pending life insurance analysis software called Crunch™ and has jointly developed, with TheInsuranceAdvisor.com, software called CPE (Confidential Policy Evaluator). The software has been approved by the AICPA and FINRA as well a national banking associations.

Bardes also provides legal expert witness testimony for all aspects of life insurance transactions including the solicitations, new purchases, and replacement of life insurance contracts.

Bardes' consulting clients include the Fortune 500, C-level executives, banks, attorneys, CPA's, charitable organizations, and the United States Congress. Bardes' personal clients include Forbe's wealthiest families.